What is a payday loan cash advance?
A payday loans cash advance is a short term loan that can be used to cover urgent as well as unexpected expenses, to take a holiday, or even just to top off your monthly income. |
How much can I borrow?
You can borrow from $200 up to $500 for your first loan depending on the payday loan company. After paying back your loan, you can borrow as much as $1000. |
Do they perform credit checks?
The payday loan companies we work with do not perform credit checks. However, they occasionally verify information submitted with several national databases. |
Do I need to be paid by direct deposit?
Yes, in order to qualify for payday loans you must receive your paycheck by direct deposit. |
I am paid by Social Security, do I qualify?
No, unfortunately, we cannot proceed with a payday loan if that is the case. You must be actively employed in order to qualify for a loan with any of the payday loan companies we work with. Types of income they do not accept are: Social security, Retirement Pay, Commission only, nor those paid only by mileage. |
Do I need to fax any documents?
You are not required to fax in any documents, providing that all information needed to issue your loan can be obtained. |
How to send your documents?
Once you have been approved you will receive an email with further instructions. This will include how to or if you need to send any documents via Fax or Email. |
How long can I have the funds for?
Payday loans are usually due back on your next payday. This can be a maximum period of 14 days. If you still feel strapped for cash on the day your loan is due back, you can usually request a re-loan on the very same day. |
How do I pay back the loan?
They automatically debit the loan amount, plus their fees from your account. This is done via a preauthorized debit directly from your account. The funds come out of your account the same way that they went in. This way there are no extra costs from them, nor from your bank. |
Can I make payments on my loan?
The payday loan companies we're associated with do not offer refinancing or rollovers on our loans, but we do offer a same day loaning process. This means that once your loan is paid back in full, you are able to make a loan request and have the loan issued out the same day. |
Is there an application fee to apply with Payday Land?
Payday Land is a free service and will never charge payday loans applicants. |
Is my application and financial information secure?
Your information is completely discreet. We respect our customer’s privacy needs in managing their personal finances. Our site uses a variety of current security technology to maintain the safety of your personal information. |
