How It Works

PaydayLand.com.au helps consumers get payday loans from responsible lenders. With the online application you could be approved for a payday loan in minutes. Please follow these easy steps:

Complete the online application form. PaydayLand.com.au will find the payday loan company that best suits your lending needs.
A message will appear stating whether or not your application has been pre-approved by the appropriate loaning company.
Check your email for further instructions to complete the loan request.
If approved, your payday loan is deposited directly into your bank account.

Requirements for a payday loan
In order to qualify for a payday loan from one of our responsible lending partners, you must meet these minimum requirements:

Be at least 18 years of age or older
Be a resident of Australia
Have a checking account
Be employed, and be paid through by direct deposit
Have a minimum net income of least $667 bi-weekly

PaydayLand.com.au is not a lending or banking institution. The personal information you provide will be provided to a third-party lender to provide you with a loan application and the potential to receive a loan. PaydayLand.com.au makes no guarantees or warranties with regards to the availability of a loan or any other aspect of the terms and conditions of the lending institution. PaydayLand.com.au may receive a commission from any lenders we introduce you to. For details, questions, or concerns regarding your unsecured cash loan please contact the lending institution directly. Not all lenders can provide up to $1500. Cash transfer time may vary between lenders. We assume no responsibility for the services or information you may receive from the lender. All loans are subject to credit approval. Certain limitations apply.

* Subject to approval times and lender's own policies. In most cases, funds will be deposited the same working day, if approved by 14:30. Approval may take up to 30 minutes in most cases. Loan amounts are based on consumers credit history and ability to repay loan. Not everyone will qualify.

Terms and Conditions apply. Fees displayed are typical but cannot be guaranteed. Your actual rates may vary based on your circumstances and the lender we select. Rates Example: Borrow $300 for 14 days. The average lender's total charge for credit is $89.94. This includes a $1 loan administration fee and a $28.98 broker fee applied to each $100 you borrow. The total repayable is $389.94. For more information, please visit the rates page.

Payday advances should be used for short-term financial needs only, not as a long-term financial solution. Customers with credit difficulties should seek credit counselling or debt advice.

Disclaimer: As a condition of extending credit, some lenders you may be matched with may run a credit check from a major credit reporting bureau.

How It Works

Online Applications

Features

Qualifications