Rates and Fees

Payday Land Australia is a free loan matching service. When using our services, there are no hidden fees. Submitting an application simply qualifies the customer for a loan. The fees are charged only when the customer agrees to have the loan issued.

Rates Example: Borrow $300 for 14 days. The total charge for credit is $89.94. Interest is fixed at a rate of $28.98 per $100 loan and a $1 loan administration fee. The total repayable is $389.94.

Your loan fee is determined by the lender (at its absolute discretion) based on data acquired at the time of the application for credit.

Please take a moment to view our rates table to see the exact amount you can expect to repay for whichever amount you wish to borrow.

Amount
Borrowed

Cost to
Borrow

Total Amount
Repaid

$100.00

$29.98

$129.98

$200.00

$59.96

$259.96

$300.00

$89.94

$389.94

$400.00

$119.92

$519.92

$500.00

$149.90

$649.90

$600.00

$179.88

$779.88

$700.00

$209.86

$909.86

$800.00

$239.84

$1,039.84

$900.00

$269.82

$1,169.82

$1000.00

$299.80

$1,299.80

$1100.00

$329.78

$1429.78

$1200.00

$359.76

$1559.76

$1300.00

$389.74

$1689.74

$1400.00

$419.72

$1819.72

$1500.00

$449.70

$1949.70